Daniel Guiney
Insurance
Daniel Guiney is the founder of ZRM Brokerage, Inc. and the architect behind CannaHemp Coverage — a specialized insurance advisory practice serving New York's licensed cannabis, hemp, and CBD operators.
Daniel holds the insurance seat on CHNANY, New York's premier nonprofit cannabis advisory group, where he works alongside regulators, operators, and industry leaders shaping the state's regulated market. This isn't a side project — cannabis insurance is his primary focus.
Since founding ZRM Brokerage in 2017, Daniel has built a practice around a simple premise: cannabis operators deserve the same institutional-quality risk advisory that any Fortune 500 company expects from its broker. That means understanding OCM regulations and MRTA compliance, knowing which carriers actually pay cannabis claims, and structuring programs that protect your operations as they scale.
His clients include dispensaries, cultivators, manufacturers, distributors, testing labs, and multi-state operators across New York, New Jersey, Connecticut, Massachusetts, and other legal states. Through ZRM Brokerage, you can also access the nation's top personal and commercial insurance carriers — all under one roof, with white-glove service and coverage tailored to your specific exposures.
Daniel holds an MBA from Iona University, multiple state licenses spanning property, casualty, life, accident, and health insurance, and is a recipient of the Westchester Business Journal's "Milli Award." He maintains over a decade of experience in the insurance industry and an extensive network of carrier relationships, strategic partners, and industry professionals.
Get started today at: www.cannahempcoverage.com